I can not pay the mortgage. What can i do?

This is a question that many people have asked in the most difficult periods in recent years.

We have several options:

  • The first option would be to negotiate with the bank. Negotiate and try to lengthen the term if possible or freeze the mortgage for a specified period... The bank has to be in accordance with all these options and see a good attitude by the customer.
  • The second option would be to sell the property, it not always the best option, but sometimes we have to be drastic before something worse happens.
  • The third option would be in lieu of payment, it is better to consult a lawyer that is an expert in the subject, although the Bank has no obligation to accept the property as payment of the mortgage debt.
  • The fourth option would be the reunification of debts, this option is perhaps one of the best, and reunification is a reduced fee payment but a possible increase in years of your mortgage.

It is best to contact a professional that is skilled in the area and can help.

And without obligation on the possibility of trying to solve your problem.

Finance up to 100% of your mortgage

aFinance provides you the best conditions for the purchase of your home
  • Barcelona

    93 293 19 07

    Paseo de Gracia 85, 8ª planta

  • Madrid

    91 800 54 66

    Serrano 60, 4ª planta

  • Sant Cugat del Vallès

    93 293 19 07

    Plaza Ausiàs March 1, 4ª planta

  • Valencia

    96 128 59 68

    Calle Mossen Femades 3, bajo dcha. Ed. Lauria

  • Palma de Mallorca

    97 100 32 03

  • Alicante

    96 564 11 13

  • Málaga

    95 156 38 58

  • Sevilla

    95 525 24 41