About aFinance

We are the leading financial consultancy specialising in the management and negotiation of mortgage loans, certified as Real Estate Credit Intermediary D292 by the Bank of Spain. 

Our success is built on a foundation of responsible practices, embracing  values such as dedication, innovation, and providing a personalised service with a strong commitment to transparency and collaboration.

aFinance Culture

Personalised service

We understand that there is no one-size-fits-all  approach, and we strive to offer tailored mortgage solutions that meet the  individual needs of each client.

Personalised service
Integrity

We act with honesty and transparency at every step of the mortgage  process. Our clients can fully trust us, knowing that we will always be ethical  and fair in our interactions. 

Integrity
Commitment

We guarantee our full commitment from the first contact  through to the signing, ensuring a smooth and worry-free process.

Commitment
Dedication

 We are committed to delivering the highest quality mortgage  services. We work with passion and dedication to set new standards in the  industry. 

Dedication
Innovation

We continuously explore new ways to simplify and improve the  mortgage process. We take pride in providing innovative solutions that make  obtaining a mortgage more efficient. 

Innovation

Our history

aFinance was founded in 2004 by Enric Vial in a small office within his own home on the  outskirts of Barcelona. Since then, aFinance has experienced significant growth,  expanding to several locations across the province. 

In the face of the challenges posed by the 2008 financial crisis, we demonstrated our  adaptability by moving to the prestigious Passeig de Gràcia. Over time, we evolved into a  hybrid model, solidly integrating the digital component into our business strategy. 

Currently aFinance stands out as a leading financial consultancy at a national level, with a  presence in several cities across Spain. Our focus has always been to maintain excellence  in our services while supporting the professional growth of our entire team. 

2004

Enric Vial founds aFinance on the outskirts of Barcelona, transforming his home  into the company's first office to serve our clients.

2005

Lluís Vial joins the team to enhance service excellence and drive the company’s  expansion. From there, we opened new strategically located offices in Manresa, Vic, Berga, and Granollers.

2008

The financial crisis significantly impacts revenue and leads to the closure of offices in Berga, Granollers, and Vic.

2010

The Vial brothers decide to consolidate the company into a single location on  Passeig de Gràcia in Barcelona.

2013

A strategic shift occurs: we adopt a hybrid model with a strong digital focus, expand the team, and relocate to the iconic Boulevard Rosa building in central Barcelona.

2014

We concentrate our operations primarily on the online channel, allowing us to become one of the top three companies signing the most mortgages digitally.

2015

Grupo aFinance inaugurates new offices at 85 Passeig de Gràcia, one of Barcelona’s most important and renowned avenues for its shops and historical and cultural significance. This space houses all of the Group’s brands, bringing together the diverse aspects of its business activities.

2016

We expand our operations to Madrid, opening offices on the exclusive Calle  Serrano, in the heart of the capital.

2017

We continue our expansion by opening offices in Valencia, consolidating our presence in Spain’s three main cities.

2019

From 2019, with the implementation of the Real Estate Credit Contract Law (LCCI),  all our employees must demonstrate their knowledge and competencies in mortgage management.

2020

We receive certification from the Bank of Spain as Real Estate Credit Intermediary No.292, a significant milestone for us.

2021

We open new offices in Palma, Mallorca, a strategic point for the Group’s growth and expansion.

2024

We have surpassed 200 employees and have brought on board a Business Coach, reflecting our commitment to the professional development and well-being of our entire team.

Experts in mortgage management

Over 0
years of experience
More than 0
professionals
Over € 0
M in transaction volume in 2023
More than 0
new clients in 2023