We use our own and third-party cookies to make our website work safely and personalize its content. Likewise, we use cookies to measure and obtain data on your navigation and to adjust advertising to your tastes and preferences. Press the "Accept all" button to confirm that you have read and accepted the information presented. To manage or disable these cookies, click on "Configuration". For more information see our cookies policy.
Modify cookies
Technical and functional Always active
This website uses its own Cookies to collect information in order to improve our services. If you continue browsing, you accept their installation. The user has the possibility of configuring his browser, being able, if he so wishes, to prevent them from being installed on his hard drive, although he must bear in mind that such action may cause difficulties in navigating the website.
Analytics and personalization
They allow the monitoring and analysis of the behavior of the users of this website. The information collected through this type of cookies is used to measure the activity of the web for the elaboration of user navigation profiles in order to introduce improvements based on the analysis of the usage data made by the users of the service. They allow us to save the user's preference information to improve the quality of our services and to offer a better experience through recommended products.
Marketing and advertising
These cookies are used to store information about the preferences and personal choices of the user through the continuous observation of their browsing habits. Thanks to them, we can know the browsing habits on the website and display advertising related to the user's browsing profile.

Do you need financing? Banks and financiers have opened the tap

Published on January 26th 2018

The monetary policy of the ECB will continue to favor this year a moderation of interest rates on consumer credit

Credits, loans, deferred payments ... The Spanish demand more and more financing for their acquisitions and this trend is not going to ease this year. Fed by the greater ease with which it is granted and by the appetite of the bank to sell a more profitable product than others, the so-called consumer credit will continue to have the wind in stern in 2018, according to the experts consulted.

Data from the Bank of Spain, released at the end of last year, reveal that the volume of new financing granted between September 2016 and September 2017 went up by 20%, to such an extent that, in amounts, consumer credit already equals to the mortgage loan. Thus, consumers surveyed by the financial Cetelem, and who claim to have financed a product in 2017, requested an average of 5,897 euros, representing an increase of 24.7% over the previous year. Exactly as it had happened in 2016, the entity specialized in this type of financing of the BNP Paribas group found that the product for which last year more loans were requested was the car (17.1%). It was followed by electronic devices (16.2%) and mobile devices (15.7%).

 

Source: El País

  • Barcelona

    93 293 19 07

    Paseo de Gracia 85, 8ª planta

  • Madrid

    91 800 54 66

    Serrano 60, 4ª planta

  • Sant Cugat del Vallès

    93 293 19 07

    Plaza Ausiàs March 1, 4ª planta

  • Valencia

    96 128 59 68

    Calle Mossen Femades 3, bajo dcha. Ed. Lauria

  • Palma de Mallorca

    97 100 32 03

    Calle Unió 9

  • Alicante

    96 564 11 13

  • Málaga

    95 156 38 58

  • Sevilla

    95 525 24 41