aFinance Valencia
aFinance's Valencia office, located at Calle Mossén Femades 3, ground floor right (Edificio Lauria), offers in-person attention along with a largely digital process, allowing the entire mortgage process to be completed online, with expert support whenever you need it.
From Valencia, we help clients throughout the Valencian Community and the rest of Spain search for, compare, negotiate, and process their mortgage, securing the best financing terms based on their profile and the specifics of each transaction.
Reviews of aFinance Valencia
Aquí hacen un servicio extraordinario, consiguiendo lo que parece imposible, que puedas comprarte tu casa, hacen un gran acompañamiento en los momentos de más tensión, pelean para conseguirte lo mejor y siempre saben sacarte una sonrisa, nosotras hemos tenido la suerte de dar con Alba y Bea que son maravillosas, no tengo más que palabras de agradecimiento hacia ellas, les debemos nuestro hogar y eso es mucho!
Un equipo muy profesional y buen trato! Me solucionaron mi hipoteca y en tiempo récord cuando casi me había dado por vencido. Juan Manuel y Luciana muy atentos y resolutivos, estoy encantado.
Mi esposo y yo somos de Ucrania y nos sorprendió mucho que nos consiguieran una hipoteca del 100% con un banco en España. Pasamos tres meses buscando una casa adecuada, y Luciana Di Meglio siempre estuvo disponible y respondió a todas nuestras preguntas, ya que era nuestra primera hipoteca. Queremos expresar nuestro especial agradecimiento, y ahora tenemos casa propia. ¡Muchas gracias!
Frequently Asked Questions about Mortgages in Valencia with aFinance
How does aFinance work to get you a mortgage?
We study your financial profile, compare different banks, and negotiate the best terms for you. We also support you throughout the entire mortgage process, right up to signing.
Is it possible to get a 100% mortgage in Valencia?
It's possible to secure financing of up to 100%, depending on your profile, financial stability, and the type of transaction. At aFinance, we negotiate with different lenders to help you get the maximum financing possible.
What requirements are needed to apply for a mortgage in Valencia?
When applying for a mortgage, factors such as income stability, debt level, and employment situation are taken into account. In some cases, available savings and the applicant's financial history can also play a role.
How much do I need to buy a home in Valencia?
Banks typically finance up to 80% of the lower value between the purchase price and the appraisal. At aFinance, we review your case individually, helping you secure up to 100% of the home's value.
How long does the mortgage process take with aFinance?
It usually takes about 6 weeks from the moment you choose a home, although this varies by transaction. At aFinance, we're with you from the initial review through to signing.
What advantages does aFinance offer compared to applying directly to a bank?
Because we manage a high volume of mortgage transactions, we can access terms you wouldn't find by approaching a bank on your own. Additionally, reviewing your profile allows us to compare different alternatives and select the options best suited to you.
Which banks offer the best mortgages in Valencia?
There's no single bank that always offers the best mortgage. Terms depend on the client's profile. At aFinance, we compare different lenders and negotiate on your behalf.
Can I buy a home in Valencia as a self-employed person?
Yes. It depends on income stability, revenue, and debt level. We help you find lenders that work with self-employed profiles.
