aFinance Madrid
aFinance's Madrid office, located on Calle Serrano, combines in-person attention with a largely digital process, allowing the entire mortgage process to be completed online.
From Madrid, we serve clients throughout Spain, helping them search for, compare, negotiate, and process mortgages, to secure the best financing terms based on their profile.
Reviews of aFinance Madrid
Gracias a aFinance y a la asesora Jennifer he podido cerrar una etapa muy importante: la compra de mi piso.
Se trataba de una operación compleja que inicialmente intenté gestionar por mi cuenta, sin obtener resultados. Sin embargo, Jennifer me orientó en todo momento y me ofreció distintas alternativas que hicieron posible llevar a cabo la compra del inmueble.
Estoy muy satisfecha con el servicio recibido, así como con la seriedad, profesionalidad y confianza transmitidas desde el primer momento.
Deseo expresar mi profundo agradecimiento a Vanessa Moyola por su excelente gestión durante todo el proceso de nuestra hipoteca en pareja, una hipoteca del 100% que al inicio nos parecía muy difícil de conseguir. Desde el primer momento, Vanessa nos facilitó absolutamente todo: nos explicó cada paso con claridad, nos orientó sobre los requisitos y nos acompañó con una dedicación constante que realmente marcó la diferencia.
Gracias por vuestra ayuda en la gestión de mi hipoteca. Con el poco tiempo de maniobra que teníamos, habéis conseguido sacar un buen proyecto rápido y fácil.
Gracias por acompañarme hasta el último momento.
Fernando Rojas que se ha dedicado con cuerpo y alma para sacar esto adelante.
Luis Calvo, pendiente en todo momento hasta el momento de firmar.
Gracias de corazón a ambos
Frequently Asked Questions about Mortgages in Madrid with aFinance
How does aFinance work to get you a mortgage?
We study your financial profile, compare different banks, and negotiate the best terms for you. We also support you throughout the entire mortgage process, right up to signing.
Is it possible to get a 100% mortgage in Madrid?
It's possible to secure financing of up to 100%, depending on your profile, financial stability, and the type of transaction. At aFinance, we negotiate with different lenders to help you get the maximum financing possible.
What requirements are needed to apply for a mortgage in Madrid?
When applying for a mortgage, factors such as income stability, debt level, and employment situation are taken into account. In some cases, available savings and the applicant's financial history can also play a role.
How much do I need to buy a home in Madrid?
Banks typically finance up to 80% of the lower value between the purchase price and the appraisal. At aFinance, we review your case individually, helping you secure up to 100% of the home's value.
How long does the mortgage process take with aFinance?
It usually takes about 6 weeks from the moment you choose a home, although this varies by transaction. At aFinance, we're with you from the initial review through to signing, to speed up procedures and avoid delays. Especially in deals with deadlines like earnest money deposits (arras).
What advantages does aFinance offer compared to applying directly to a bank?
Because we manage a high volume of mortgage transactions, we can access terms you wouldn't find by approaching a bank on your own. Additionally, reviewing your profile allows us to compare different alternatives and select the options best suited to you.
Which banks offer the best mortgages in Madrid?
There's no single bank that always offers the best mortgage. Terms largely depend on negotiating power and each client's profile. At aFinance, we compare offers from different lenders and negotiate on your behalf to secure the best possible terms for your mortgage.
Can I buy a home in Madrid as a self-employed person?
Yes. It depends on income stability, recurring revenue, how long you've been self-employed, and your debt level. We help you find banks that regularly work with self-employed profiles and offer tailored mortgages.
